Business

First State Bank offers services for your Business needs.

Business Checking

Requirement:

  • Minimum balance to open – $100.00

Cost: 

  • No monthly service charge when minimum daily balance is above $1,500.00.
  • No service charge unless balance falls below $1,500.00. If balance falls below $1,500.00, a service charge of $7.50 plus $0.10 per check will be imposed.

Benefits: 

  • Monthly statement with imaged cancelled checks. (Statements can also be delivered via online banking if requested.)
  • Free Online Banking

Commercial Loans

First State Bank offers commercial financing at all our locations. Our equipment and working capital loans help you expand your existing business or start up a new one. Our commercial real estate loans include a variety of property types: retail, multi-family, single-family residence, and investment property lending.

We can help with any of your commercial or commercial real estate financing needs, and we look forward to earning your business.

Real Estate Loans

First State Bank offers real estate lending at all our locations. We can also help with your real estate financing needs whether it be large or small. We can help turn your dream into a reality.

As part of the Corporate Transparency Act passed by Congress in 2021, a new Federal mandate requires that businesses file a Beneficial Ownership Report starting January 1, 2024. The report will be submitted electronically through a secure filing system available via FinCEN’s website. For more information, please visit FinCEN’s website at https://www.fincen.gov/boi or contact First State Bank for more details.